Tuesday, June 16, 2009

Frugal Smugal

There was a time in my life when being frugal was a laughing matter. I used to babysit in my younger years, only to buy clothes, jewelry and makeup. I was a well-dressed teen and early 20-something with a very skinny bank account.

After reading the eye opening book, "Your Money or Your Life," I slowly changed my spendy ways and became something I thought I never would be.

A saver.

But slowly over time, spendthriftiness drifted back into my life. "It's so much easier to buy X," I would tell myself. "I'll never find another deal like this!"

And while my current budget doesn't allow for many extraneous purchases, that doesn't cut down on the "wants". It doesn't help to live in a culture which equates financial purchases with success.

Do you have family members or friends who seem to "have it all"? Trips all over the globe, in ground swimming pools and Jacuzzis, the latest model cars, new golf clubs and a clothes budget that would feed your family for a year? Spending time with these people can leave you with a feeling that whatever you have, isn't enough. Even if just that morning you were feeling oh-so grateful for your dishwasher and closet full of clothes, an afternoon spent with the Jones family can leave you feeling empty. "If only I had that," you muse. "Then I'd really be happy."

The truth is, if we got that we'd find something new to want within 24 hours. And let's remember that many of the things we see others enjoying are often things that they don't even own, but are purchased on credit. Who wants a big, fat credit card bill or bank loan hanging over their head?

One of my favorite places to visit when I'm in need of a little dose of financial reality, is The Simple Dollar. I've linked to one page in particular (Frugality) which has a great bunch of articles on the topic.

Now, enjoy your day and all the things that money can't buy: Love, family, peace, friendship, sunshine, green grass, laughter, health . . .

1 comment:

pam08 said...

The last paragraph is especially true! Although, some of the things money can't buy may be the hardest to come in contact with!